Employee Benefits – Consulting & Brokerage Services

Employee Benefits - Medical Plans

• Insured Indemnity Plans
• Point-of-Service (POS) Plans
• Health Maintenance Organization (HMO) Plans
• Preferred Provider Organization (PPO) Plans
• Partially Self-Insured Plans
• HSAs / HRAs
• Pharmacy Benefit Management
  

Other Employee Benefit Plans

• Dental Plans
• Vision Plans
• Short and Long-Term Disability
• Long-Term Care
• Group Life / AD&D
• Section 125 Plans
• Cancer / Critical Illness / Heart Attack / Stroke
• Travel Accident and Special Risk Coverage
• Employee Assistance Programs
• Employee Dispute Plans (Mediation/Arbitration)
• COBRA / HIPAA Compliance Plans (for employers)
• Benefit Plan Compliance Review Services (for employers) - Outsourced

Life & Health

• Medical / Short Term Medical / Dental
• Disability (Income Protection)
• Life Insurance

Retirement Planning - Outsourced

• 401(k)
• Pension / Profit Sharing
• 403(b)
• 457 Deferred Compensation

Property, Casualty & Risk Management  - Through Insurance Network of Texas

Commercial

• Commercial General Liability
• Property and Business Income Protection
• Workers’ Compensation
• Excess Liability / Umbrellas
• Employment Related Practices Liability
• Commercial Automobile Coverage

Specialty Coverages

• Directors and Officers Liability for Public and Privately-Held Companies
• Contractors and Construction Programs
• Kidnap & Ransom Coverage
• Environment Impairment/Pollution
• Hospital and Physician Malpractice
• Attorney’s Professional Liability
• Errors & Omissions Liability Insurance

Surety Bonds

• Contractor Performance and Payment Bonds
• Fidelity, Permit and Customs Bonds

Claims, Losses and Loss Prevention

• 24-hour Claim Reporting Services
• Auditing and Claims Investigation
• Control and Monitoring
• Risk Assessment by Location / Equipment Inspection
• Analysis and Loss Trending of Prior Accidents
• Safety Program Design
• Training and Compliance with OSHA, EPA, MSHA, ADA and other Governmental Agencies

Personal Lines

• Property & Casualty Principal / Seasonal Homes / Rental Dwellings
• Personal Property
• Automobiles / Motor Homes / Recreational Vehicles / Boats / Jet Skis / Motorcycles
• Personal Umbrella
• Mexico Tourist Automobile
• Farm & Ranch Property
• Farm & Ranch Liability